Pull Over and Call the Police
After any accident, the first thing to do is get your vehicle off the road and in a safe area – look for a parking lot, a side street, or even the shoulder – away from other traffic. The second (and most important!) thing to do is call the police, regardless of how bad the accident is or whether or not there appears to be any damage. Even in a minor accident, or what police call an “unreportable accident,” calling the police is a way to protect yourself because at the very least the officer will verify the personal and insurance information of each driver. If the other driver gives you false info and you accept it and leave the scene, now you have a damaged vehicle on your hands and no idea who hit you or where to find him/her. A few minutes spent waiting for the officer to arrive can save you from having to submit a claim with your insurance company for an accident that wasn’t your fault.